The decision to sell your house can be a momentous one. You might have toyed with the idea several times in the past. However, when it came right down to it, you decided to defer the decision. Difficult as it might seem, taking the decision to sell your house is probably the easiest part. It marks the culmination of the point where you move from thinking about selling your house toward taking practical steps to sell the house.
According to the Federal Reserve Survey of Consumer Finances, there are about 199.8 million credit card holders in the US, as of July 2014. These individuals collectively own about 1.895 billion credit cards. Despite the widespread use of credit cards, the survey found that about 23 percent of people did not own any credit card. Similarly, various estimates suggest that as of 2012, there were 191 million debit cardholders, owning nearly 530 million debit cards.
Your credit score is an indicator of your creditworthiness. This three-digit number, which usually ranges from 300 to 850, is nothing but a numerical expression of your creditworthiness. The three credit reporting bureaus (i.e. Equifax, Experian and Trans Union) calculate this score based on various details mentioned in your credit report. Some of these details include:
On July 1st this year, banks and other financial institutions raised student loan interest rates by 0.8 percentage points. These rates would apply for the academic year that commences this fall. The revised student loan rates for the coming academic year are:
If you are looking to expand your home or small business, finance your college education, or simply need extra cash, you might be thinking about whether it is best to take out a loan or simply cash-in your savings. There are benefits and drawbacks to both approaches, and there is nothing that says you can’t do a little of both. But it is important to understand the dynamics of both options so that you are able to take advantage of benefits when they arise and ultimately keep your budget on a healthy footing.