Personal Finance

Things to Heed and Avoid When Selling Your House

Things to Heed and Avoid When Selling Your House 

The Worst Times to Sell a House

The Housing Market And Your Property

The decision to sell your house can be a momentous one. You might have toyed with the idea several times in the past. However, when it came right down to it, you decided to defer the decision. Difficult as it might seem, taking the decision to sell your house is probably the easiest part. It marks the culmination of the point where you move from thinking about selling your house toward taking practical steps to sell the house. 

Credit Card vs Debit Card Which One Is Better?

According to the Federal Reserve Survey of Consumer Finances, there are about 199.8 million credit card holders in the US, as of July 2014. These individuals collectively own about 1.895 billion credit cards. Despite the widespread use of credit cards, the survey found that about 23 percent of people did not own any credit card. Similarly, various estimates suggest that as of 2012, there were 191 million debit cardholders, owning nearly 530 million debit cards.

The Biggest Mistakes To Avoid When Buying A House

Buying A House? Avoid These Mistakes At All Cost

Top 10 Ways To Improve Your Credit Score

What are Credit Scores?

Your credit score is an indicator of your creditworthiness. This three-digit number, which usually ranges from 300 to 850, is nothing but a numerical expression of your creditworthiness. The three credit reporting bureaus (i.e. Equifax, Experian and Trans Union) calculate this score based on various details mentioned in your credit report. Some of these details include:

8 Bad Financial Habits You Should Avoid

 Bad Financial Habits Are Hard To Break

Top 8 Tips for Taking Out a Student Loan

Best Student Loan Tips

On July 1st this year, banks and other financial institutions raised student loan interest rates by 0.8 percentage points. These rates would apply for the academic year that commences this fall. The revised student loan rates for the coming academic year are:

What Happens with My Loan After I’m Gone?

Not All Loans Are Passed On! But Which Ones Do?

Should You Take a Loan or Cash In Your Savings

Savings Or Loans - Which Is Best For You To Take?

If you are looking to expand your home or small business, finance your college education, or simply need extra cash, you might be thinking about whether it is best to take out a loan or simply cash-in your savings.  There are benefits and drawbacks to both approaches, and there is nothing that says you can’t do a little of both.  But it is important to understand the dynamics of both options so that you are able to take advantage of benefits when they arise and ultimately keep your budget on a healthy footing.  

How Much Money Should I Borrow? A Practical Guide

A Quick Guide To Taking A Loan